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Why Every Parent Should Have a Will

Becoming a parent changes everything. One of the most important steps you can take to protect your children is to put a legally valid will in place — here’s what to think about.

Becoming a parent changes everything — your priorities, your routines, and especially how you think about the future. One of the most important steps you can take to protect your children is to put a legally valid will in place.

Here's why it matters so much when you have children, and how to get started.

1. You choose who cares for your children

Without a will: if something happens to you (or you and your partner), the courts decide who becomes your children's guardian. That might not be the person you would have chosen.

With a will: you can name a trusted guardian who shares your values, parenting style, and understands your child's needs. You can also name a backup guardian in case your first choice is unable to serve.

Tip: talk to your chosen guardian before naming them — make sure they are willing and able.

2. You protect your children’s financial future

Without a will: your assets may be distributed under default intestacy rules, which can be slow, stressful, and may not reflect your wishes.

With a will: you can specify exactly who inherits what, and when. You can also set up a trust within your will, so funds are managed responsibly until your children reach an age you choose — not just 18 by default.

Tip: appoint a sensible trustee to manage money for your children. This can be the same person as the guardian, or a different person for better checks and balances.

3. You reduce stress and conflict for loved ones

Clear instructions help your family avoid uncertainty, disagreements, and lengthy legal processes at an already emotional time. A well-written will is a practical gift of clarity.

4. You can provide for special circumstances

• Children with additional needs: tailor how assets are managed and protected long-term
• Blended families: make sure all your children (and stepchildren, if desired) are included as you intend
• Personal items: leave meaningful messages and specify who receives sentimental belongings

5. You keep control over timing and values

You can guide how and when your children receive funds — perhaps for education, a first home, or starting a business — rather than all at once. This helps align their inheritance with your values.

6. It’s easier and more affordable than you think

At Visit Wills, I'll guide you through:

• Naming guardians and backup guardians
• Choosing executors and trustees
• Setting up age-based or milestone-based distributions
• Including personal messages and funeral wishes
• Proper signing and witnessing, so your will is valid

7. Life changes — and your will can too

Marriage, separation, new children, moving home, or changes in finances are all good reasons to update your will. I recommend reviewing it every 1–2 years, or after any major life event.

Quick checklist to get started

• Who would you trust to care for your children?
• Who should manage money for them?
• At what ages should children get access to funds?
• Are there any special gifts or sentimental items to leave?
• Who will carry out your wishes (your executor)?

Creating a will isn't about dwelling on the worst — it's about loving your family in the most practical way.

— Anita Elliott
Solicitor of England & Wales · Visit Wills · Blackpool

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Originally posted on Nextdoor. General information, not legal advice for your specific situation.